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Homebuyers

If you are hoping to purchase a home in Montana, HomeStretch might be for you. Learn more about the program and whether you qualify. 

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Are you eligible?

HomeStretch is a program designed to make homeownership attainable for Montanans. See the eligibility requirements below and view the map to see if the county you are purchasing in is participating in the program. 

Borrower must be working through an approved 1st mortgage lender. First mortgage must be fixed and fully amortizing. 

Participating Lenders

Borrower must be purchasing in a NeighborWorks-approved county and the house must be owner-occupied.

County Map

Borrower must engage in a HomeStretch-specific counseling session.

Email Counselor

Borrower must be between 60% and 140% area median income (AMI) for the state or the county – whichever is less. Borrower will be required to contribute 1% of the purchase price from their own funds.

AMI for Mineral County capped at 80%

AMI Info

Borrower must understand and agree to the equity share.

Learn More

Think you might be eligible? Start by speaking with one of our participating first mortgage lenders.

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Participating Lenders

To utilize HomeStretch, you must work with one of the following lenders for your first mortgage: 

First Interstate Bank logo
Clearwater Credit Union logo
Stockman Bank logo
Opportunity Bank logo
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